What are the
bank statement guidelines? Is it okay
to use Internet statements, instead
of hard copy bank statements, to verify
my bank and investment accounts?
Currently, Internet
statements can't be used to verify
bank and investment accounts. They
have not proven to be a reliable source
of unalterable financial documentation.
When submitting
statements, please include all pages,
even if there's nothing on the last
page or the first page is an advertisement.
When printed on, we need back portions
of statements, too. Standard mortgage
guidelines require all pages of a
statement to verify accounts. Missing
pages can cause unnecessary frustrations
and delays in processing your loan.
If you've applied
for an FHA or VA loan, we will need
original bank statements. Copies are
not acceptable. Ask your HomeBanc
Mortgage Consultant for guidelines
on your specific loan program.
(Important: Bank
and investment statements always count
their total number of pages. ie. Page
1 of 3)
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