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FAQ
   
Step 2: Find the Right Mortgage
Step 3: Start Your Application
Step 4: Get a Free Consultation
 

"Thank you for all of your help with our home purchase. You & your staff really went beyond the call of duty! Without all your desiccated work, Sam & I probably wouldn't be home owners!! Thanks!"

- The Allen Family
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FAQ

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What is the difference between pre-qualification and pre-approval?
»
What is the difference between APR and Interest Rate?
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What are discount points?

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What are appraisals and surveys?
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When am I committed to borrow?
»
What should I do between contract and closing?
»
What is the closing?
»
What does the term "locking the interest rate" mean and how and when should you lock your rate?
»
What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
»
What is the difference between pre-qualification and pre-approval?
»
What is the difference between APR and Interest Rate?
»
What are discount points?
»
What are appraisals and surveys?
»
When am I committed to borrow?
»
What should I do between contract and closing?
»
What is the closing?
»
What does the term "locking the interest rate" mean and how and when should you lock your rate?
»
What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
North Coast Mortgage | 3015 F Street Eureka, CA 95501 | vicigordon@suddenlinkmail.com | ph. 707-443-6731 | fax 707-443-6735